NQ Commercial Property & Agribusiness Refinancing Experts
Our team of licenced mortgage brokers in Cairns, led by principal Lauren Eakins, help North Queensland commercial and agribusiness property owners and investors reduce their costs through effective financing and refinancing.
Commercial property & agribusiness refinancing made easy
For most of us, the prospect of switching banks or approaching a new bank for finance is discouraging, especially because you’ve already spent hours compiling information needed for your original loan.
Preston Finance & Insurance will do the hard work and take the inconvenience and time out of the process of refinancing for you. We can deal with multiple banks and lenders on your behalf, some of whom you may not even have access to as a business or retail bank customer.
Commercial property, agribusiness & other finance products
By having our mortgage brokers source your loan, you will have access to a huge range of products and deals (well beyond what you could get as an individual).
Preston Finance & Insurance is accredited with all major banks, selected other banks, and non-bank and specialist lenders. Our brokers also have links with a range of insurers through the Steadfast group.
Our service goes beyond merely finding you the lowest rates to making sure you get the best terms. In many cases, slightly adjusting the variables for a commercial loan can reduce the overall cost of your finance. We can also help you:
- set up redraw options to allow you to keep cash available for other investments
- choose the best time to roll your loan, so that you can negotiate the best interest rates
- negotiate an increased or reduced excess on your insurance to achieve the most favourable policy for your circumstances.
Why use Preston Finance & Insurance?
- In addition to being able to access finance products that are not available to you as an individual, we simplify the process of researching, applying for, and securing a loan.
- We can help you understand the full range of options available to you and select the best deal for your situation.
- Rather than needing to deal with an off-shore call centre or multiple bank staff at a branch, you will have one dedicated broker at Preston Finance, working on your behalf. This is the only person you will have to deal with, from start to finish.
- As brokers, we can bypass the impersonal and lengthy processes used by banks, and deal directly with dedicated staff to administer your loan.
- By working through Preston Finance, you will be given preferential treatment by banks on both pricing and service that you won’t get as a bank customer.
Who we work with
Our mortgage brokers work with first-time property owners, sophisticated property portfolio owners and agribusiness client investors.